Car Insurance
Esurance car insurance company at present provides 13 unique discounts on its auto insurance policies. It’s more than the basic number of discounts provided by the other brands of insurers.
out of 599 user reviews

Insurance Coverage

The particular discounts available from Esurance are Customer Loyalty, Anti-Theft Devices, Young Driver Training, and Multi-Vehicle Policy and so on. If you’re eligible, then you could save on the monthly premium payment.

Esurance Car Insurance has been in the business for a little over 17 years. They have specialized their trade to emerge as one of the most prominent insurers in the industry. From providing insurance coverage for bodily injuries and property damage to reimbursing costs associated with rehabilitation and medical bills, Esurance promises to offer you with a complete insurance package to keep you, your passengers and your car totally protected against any uncertain accidents. 

Insurance policies have become essential for driving on the road in the USA. You cannot register your car with the regulatory bodies unless you possess a valid insurance plan for you and for any damages you may cause to an opposite party. However, not all insurance policies provide coverage that caters to the needs of each of their customers. Esurance provides a list of additional coverage options to choose from so that you can select your desired coverage scheme and the value and price it costs.

Coverage Options

Liability Coverage
The most basic form of insurance that is necessary, according to the US government’s laws is the liability insurance policy. It covers the costs incurred in the event of an accident which you are responsible for. This might include physical damages caused to the opposite person’s auto vehicle or due to injuries caused because of the accident. 

●    Bodily Injuries Liability - This liability insurance policy covers the medical and rehab costs incurred due to injuries caused to the opposite party in an accident you were responsible for.

●    Property Damage Liability - This policy covers the costs that are accounted for the loss due to physical damage caused to a person’s car. This may include costs for repair and/or replacement of car elements. 

Collision Coverage
This insurance plan covers costs incurred due to physical damage caused to your car in case of an accident. This may include payment for bumps and dents, full body rework, windshield and side-mirrors replacement and replacement of broken headlights and taillights. 
The addition of this coverage to your insurance portfolio might be really helpful since repair and replacement costs run into thousands of dollars if a severe accident has occurred. It is smart to hold a collision coverage than to shell out cash for individual repairs. 

Comprehensive Package
The Liability and Collision policies cover a lot of costs that usually occur when there is a vehicular accident. These policies insure you and your car against any form of damage caused on the road. The Comprehensive Coverage insurance scheme, however, helps you prepare for the uncertain. Not all damages are caused due to road accidents. The Comprehensive policy safeguards your vehicle against damages caused by factors which lie outside the bracket of vehicular collision. 

This policy safeguards your assets against damage due to fire, vandalism, theft, hail or the effects of other such natural, uncertain calamities. Hail is rather notorious and quite infamously known to damage the windshield and dent the bodywork of a car. This policy may help you cover damages resulting due to hailstorms and such. 

Medical Payments 
This policy helps you cover any medical expenses arising out of an accident. This coverage is applicable to you as well as the injured passengers of your car. The terms vary widely according to the mutual agreement but a claim against this policy will ensure that Esurance will cover the medical payments. 

Personal Injury Protection schemes offer a wider scope of medical treatment. This policy also includes coverage of medical expenses, but it goes deeper in by providing coverage for rehabilitation needs as well. It also includes losses due to work absence or funeral expenses if any.


Esurance Car Insurance quotes are rather fair and affordable in comparison with the rates of other best car insurance companies in the market. Along with low premiums, Esurance also offers a wide range of discounts as a reward for responsible driving or company loyalty. The different auto insurance quotes vary according to state. 

The most prominent way of reducing insurance costs is by bundling your policies with Esurance. The firm offers higher discounts to customers who merge their different policies like a home and auto insurance plan. Esurance also offers its loyal customers a range of deductibles. These deductibles are also applied if you have not been involved in any traffic or road regulation violations. These discounts offset the premium cost and provide a balance to give you the best value at the most affordable price. 

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

Esurance has been one of the longest serving insurance firms till date. Along with its wide domain of insurance schemes, its effective and helpful customer service and fast claims process have made customers associate with them time and again. They also provide roadside assistance in case of a breakdown, at an additional cost.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

Esurance has been in business long enough to build a financially stable environment. You can rest assured that Esurance Car Insurance reviews will be thorough at all costs and will provide appropriate security to your interests in a manner you wish them to.

Contact Info

General Phone Number: 
Customer Service Phone: 

650 Davis Street
San Francisco, CA 94111