Safeco

Car Insurance
Car Insurance Company
3.7
out of 599 user reviews

Insurance Coverage

Safeco Car Insurance provides a standard insurance policy to cover all the essential liability scenarios that are required by law in all the states of the USA. It insures you against damage caused to you or your vehicle in the event of an accident. This includes the two circumstances in which either you may be driving the vehicle or someone else.

Safeco offers policies to enhance the scope of your coverage by safeguarding you and your vehicle against accidents, injuries, emergencies and repairs. What sets Safeco apart from the rest in the market is their unique deliverables-

●       First Aid Reimbursement
All of Safeco’s policies include a $10,000 reimbursement for first aid provided to an opposite party in the event of an accident.

●       Accident Forgiveness
This added bonus includes the forgiveness of an accident which might occur after years of safe and rule-bound driving. The underlying terms of this bonus is however, subjective to Safeco’s conditions.

Decreasing Deductible
Absence of claims can benefit you with a gradual reduction in deductibles worth $100 and up to $500. This is effected with every subsequent annual renewal of the policy.

Coverage Options

Liability Insurance

While a liability insurance is essential to drive legally in the USA, it is the bare minimum. In case you meet with an accident, a liability coverage policy is only responsible for the damage inflicted on you. That is, it covers the costs incurred for your personal rehabilitation. It does not, however, cover any costs due to damage of your auto vehicle. These costs could run into thousands of dollars depending on the degree of severity of the accident.

Collision Coverage

The package of policies that most insurers go for is the combination of a collision coverage policy along with the liability insurance. A collision coverage insures you against the physical damage inflicted to your vehicle. It rids you of the hefty costs that are billed with the repair/replacement of your vehicle.

Comprehensive Coverage

While a combination of the liability and collision insurance safeguards you against costs due to damage caused in case of an accident with a vehicle, these policies do not cover any damage that may be caused due to vandalism, hail, falling trees or the outcomes of any natural disaster. It is only limited to, vehicle collision damage. A comprehensive package, however, protects you against damage caused by all the above mentioned elements. It also covers damages caused due to collision with a rogue animal.

Personalized Coverage

Safeco believes the coverage needed and budget expended for a policy depends largely on personal factors. Hence, Safeco offers customized coverage plans that give you the option to choose the value, price and coverage that best suits your needs.

Roadside Assistance

With a minor monetary addition to your existing policies, you can even add additional roadside assistance which helps you with towing facilities in case of a breakdown, delivers gas, changes oil and even sends a locksmith to your rescue in the event of a lockout.

Most states require a Bodily Injury Liability and Property Damage Liability for legal driving. Other coverage options provided by Safeco, are-

●       Loan and Lease

●       Assistance during emergencies

●       Lock replacement

●       DVD replacement

Affordability

Safeco Car Insurance quotes largely depend state-wise due to the different governmental regulations. However, there a ton of ways offered by the company so that you can find the right balance between price and value.

●       Package Deal - Safeco offers a discount of up to 15% if you combine your house and car insurance policies.

●       Drive Safe - Safeco rewards safe drivers with rewards in terms of discounts and reduction in deductibles. As their name suggests, a safe car and abiding by the rules without any violations can land you with lucrative discounts making your policy all the more affordable.

●       More Cars, Less Pay - Safeco offers extensive discounts as you increase the number of cars insured under the same policy.

●       Drive Less - Safeco offers up to 20% discount for low mileage. So if you rarely take out your car, you can insure it for a lot lesser.

Customer Satisfaction

Customer Satisfaction Rating: 
3.7
out of 599 user reviews

Safeco Car Insurance offers an all round customer experience with a strong and efficient support staff. Cheapest car Insurance is a sensitive business and Safeco ensures that its customers are provided the best solutions to your doubts and queries. They are responsible for a list of things like:

●       Changing policy limits

●       Updating mailing addresses

●       Tracking and managing claims

●       Setting up payment methods

●       Easy and quick cancellation of policies

Survey Review Data

Financial Stability

Financial Stability Rating: 
2.8
out of 599 user reviews

Safeco Car Insurance reviews all the elemental factors a policy holder looks for. The coverage plans provide a comprehensive coverage that deals with everything from vehicular collision to hail damage. All of this at affordable prices and a list of discounts offers you a widely stable policy plan to cover all your assets and interests financially.

Contact Info

Website: 
https://www.safeco.com
General Phone Number: 
1-800-332-3226
Customer Service Phone: 
1-877-762-3101

175 Berkeley Street, Boston,

MA 02116