Farmers

Car Insurance
Car Insurance Company
3.9
out of 599 user reviews

Insurance Coverage

Farmers Car Insurance has developed their craft over the past 85 years to provide with the best in class insurance services. Uncertainty is at the heart of today’s world, and Farmers helps you rest assured at night. Farmers Insurance protects and safeguards your assets in the event of an accident. It covers damages incurred to you, your vehicle, your passengers or the opposite party’s costs.

The needs of each individual are not the same. Keeping this in mind, Farmers Bureau Car Insurance provides a custom fit for every customer like you so that you can insure what you want, how you want as you address your fears and risks. Right from covering basic elements of your auto vehicle to providing lucrative discounts and an affordable price, Farmers offers a complete insurance package.

With options like the following, Farmers looks out for you outside of the bare minimum-

●       Accident Forgiveness - Are you a great driver? Accident Forgiveness allows you to get away with an accident if you have not violated any rules for the past three years.

●       Fault-free - Insurance is for accidents. Most customers are, however, afraid that they will be charged more if an accident occurs, irrespective of their position on the issue. Farmers claims to stand by their customers and promises that there will not be any change in the policy rates if you are not at fault.

Small Claim and Incident Forgiveness - Incidents occur, mistakes happen. Farmers believes it is human nature and so, they overlook small claims and incidents like charging of a speeding or parking ticket. This does not increase your policy rates.

Coverage Options

Liability Coverage

This is the most essential piece of insurance required to be able to drive legally on the road in the USA. A vehicle registration number is granted only if the car owner holds a valid liability insurance policy. It includes the Bodily Injury liability and the Property Damage liability.

Bodily Injury plans cover expenses incurred due to bodily damages caused to the opposite person in an accident you were responsible for. Property Damage covers costs due to loss of the opposite party’s vehicle that may include repair or replacement.

Collision Coverage

This policy covers damages caused to your car in the event of a collision with a lamp post, pole or curb. It covers the expenses associated with physical damage caused to your car. Although this is not necessitated by the law, it is good practice to hold a collision coverage since the costs of repair or replacement might run into thousands of dollars.

Comprehensive Coverage

While Liability and Collision plans cover costs due to vehicular accidents, a Comprehensive Insurance policy can help you claim costs in case of damages caused due to vandalism, fire, hail or theft. It also covers costs in the event of an accident with an animal. It is helpful in safeguarding your car against the effects of any uncertain natural calamities as well.

Medical Payment

This policy addition covers costs incurred if you or any passenger in your car is injured in the event of an accident. It is primarily used to cover medical costs.

Personal Injury Protection

PIP is mandatory to hold in some states. It is similar to the Medical Payment plan, but holds a wider scope as it covers the costs for rehabilitation, work loss as well as funeral expenses if any.

There are a ton of coverage additions on offer with Farmers Car Insurance but it is essential to choose only those that really cater to your needs and situation.

Affordability

Farmers Car Insurance quotes vary state-wise and depending on the coverages you select. What makes Farmers rather affordable is the various discounts they offer.

●       If you are a parent driving your child to a distant school, Farmers offers a student discount.

●       If you are a senior citizen or are looking to insure a senior member of your family, Farmers offers mature driver discounts.

●       Homeowners are offered discounts on their policies

●       If your car is equipped with safety gear like ABS, Famers offers an additional discount

Farmers provide additional discounts if you bundle your insurance policies. Not only will this help you cut your premium costs, but will also provide you with a one-stop location of all your cheap car insurance policies. It will help you in streamlining the different payment methods and help you manage your claims better. Bundling different policies yield maximum discount benefit and makes for a rather affordable policy plan.

Customer Satisfaction

Customer Satisfaction Rating: 
3.9
out of 599 user reviews

Even though Farmers provides a quite extensive insurance scheme, Farmers Car Insurance reviews have not been completely positive. People are glad with the number of coverages Farmers provides but seem to be rather let down with the customer service during the claiming process.

Survey Review Data

Financial Stability

Financial Stability Rating: 
3.0
out of 599 user reviews

The various discounts and coverages offer to wholly secure all your auto car interests and promise to provide a stable insurance coverage in accordance with your needs and budget.

Contact Info

Website: 
https://www.farmers.com
General Phone Number: 
1-800-493-4917
Customer Service Phone: 
1-888-327-6335

Farmers New World Life Insurance Company,

3003 77th Ave SE,

Mercer Island, WA 98040